For years, credit unions across the country have seen declining loan-to-share ratios. Now, in the aftermath of the Corona virus pandemic, they also face lower investment yields. Proforma Fund was founded by a team of credit union thought leaders and innovators to strengthen portfolios through an improved ability to offer nonprime auto loans without the typical risks associated with that market. Working with an exclusive network of credit unions and dealerships across the country, Proforma Fund can help you reach an ideal loan-to-share ratio within 24 months. We structure our relationship so that Proforma Fund guarantees no charge-offs while providing end-to-end servicing on new auto loans. As a result, buyers receive lower interest rates, lower payments, fast approvals, and the opportunity to learn about the advantages of being a member of a credit union. Communities need credit unions now more than ever. Credit unions need to improve their loan-to-share ratios to help mitigate lower investment yields. Partner with Proforma Fund and slay your loan-to-share ratio and low invest yield dragons!