What do we mean by "you are not the client*"​? It may be your spouse, it may be your children, it may be your cause. Rubach Wealth is a boutique family office that is the first choice of people who want the most personal attention they can imagine. We have deep experience with diverse situations and understand the emotional implications of a financial decision. Regardless of how successful you are, there is a piece of financial planning you owe to someone. You'll appreciate having clarity about your finances too. That's why we work with our clients to develop a financial plan and talk about how insurance can support or enhance their plan. Having said that, as much as we love insurance, should insurance be a part of people's financial plan? Maybe, or maybe not. Our core purpose is for our clients to be financially independent. We listen, empathize and provide the best holistic advice we can give our clients in every area of life.