Members Credit Union (MCU) is a full-service, not-for-profit financial cooperative providing more than 480 companies with financial services for their employees with administrative offices in Winston-Salem, NC, and 14 branches throughout North Carolina. At MCU, we believe valuable financial service should be affordable. We offer Free Checking Accounts, Free Online Banking, Free Online Bill Pay, Money Saving Consumer Insurance Services, Free Financial Planning, a variety of Consumer Loan Products at affordable rates, and a full portfolio of Free Savings Accounts. All deposit accounts earn competitive monthly dividends and all loan applicants are treated fairly whether they are in the market for a car or just need a personal loan to help pay for an emergency purchase. Our members have access to over 5,000 shared branch locations across the US. The best part – MCU membership is free and more accessible to you than you might think. To find out more and learn how you can join Members Credit Union call 800-951-8000 or visit one of our 15 NC branch locations. To find a Members Credit Union near you visit http://www.memcu.com/locatemcu.shtml.Members Credit Union is Federally Insured by the NCUA