Who we are?We are a group of consultants, based in Bucharest, with over 15 years of experience in banking and financing area, independent and focused on achieving the best results for the specific needs of our clients.Having no contractual relationship and no incentives from the financing institutions, we can remain objective and efficient, working for the client's benefit.What we do?We offer consultancy to our clients helping them find and implement the best financing solutions for their companies.We start by analyzing the present and the forecasted status of the company, both the financial and the non-financial aspects, and based on the results we propose the steps to be followed in order to get the financing they need.Areas of expertiseBank financing - as representatives of the client, we can discuss and work with all the banks in the system. Our background ensures good relationship with over 15 banks, enabling us to obtain for our clients credit lines (clean or collateral based), investment loans, co-financing for EU funds projects, factoring and invoice discounting facilities, etc. Financing facilities offered by other financial institutions except banks (IFN) - our collaboration with these institutions can cover the whole range of financing products offered by the banks, as well as financial and operational leasing facilities.Letters of guarantee - based on our partnership with local and EU bond issuing companies, specialized in issuing letters of guarantee, we are able to intermediate the granting of such instruments that in many cases substitute classic financing facilities. Take your business to the next level by offering your suppliers a letter of guarantee, getting more generous payment terms from them. When you have the opportunity to sell more but your company's financial standing cannot give you access to a credit facility in order to pay the acquisition, we are the solution!The best part: you don't need to bring collateral for getting the letter of guarantee!Regardless if you participate to various tenders (bid bond), you receive advance payment from your customers (advance payment bond), you make complex works (performance bond) or just purchase goods and raw materials or you need to divide big debts to the Tax Administration over a number of months (payment bond), letters of guarantee (bonds) are the instrument you need for developing your business.External financing providers - there may be some financing needs that cannot be accommodated easily by the local financing institutions (ex: purchase order financing). For these particular cases, we have developed partnerships with financing providers from USA and EU, offering purchase order financing and factoring.Investment and Equity Funds - there are many financial structures like investment and equity funds interested to investment in Romania. We already work with two such entities that are actively involved in financing and providing logistic support for Romanian companies interested in a quick development of their business.EU Funds - one of our partners is deeply specialized in achieving grants for our clients. The support offered consists in writing the projects, submitting it for approval and project management for implementation.Diagnosis and evaluation of the company - these services are necessary during the process of merging and acquisition between companies and in case a company needs to restructure its financing facilities, being in incapacity of paying them normally. Permanent consultancy and advisory aiming optimum financial status that enables our client to access financing facilities in the most advantageous conditions.Providing all the above mentioned, we can offer the full range of consultancy services and representation for our clients in order to make more efficient their relationship with the banking system and other creditors.