Kismet Risk Management Associates, LLC (KRMA) is a Managing General Underwriter (MGU) of Medical Stop Loss on behalf of our AM Best rated A (Excellent) partner carriers. We provide stop loss insurance solutions tailored to each of our customer's needs and preferences by offering:- Access to doZEN, our Best in Class risk management and costcontainment platform designed for self funded health plans.- Partnerships with industry experts and utilization of innovativetechnologies to help meet the ever-changing and expanding needs ofour customers- Proprietary program to apply quantifiable risk windows for referencedbasedreimbursement (RBR) programs and an understanding of balancebilling settlements- Direct access to consultative underwriting and marketing expertise by aseasoned management team and dedicated staff