Karma is fighting for a world where hardworking people are rewarded with financial support that is reasonable, responsible, and delivers what they need when they need it most.  We are the makers of KarmaVouchers, a UK-government approved multi-channel voucher distribution platform designed exclusively to support public sector clients through digital-only fulfilment of closed-loop retail vouchers to specific end-recipients.We are also the creators of borofree, the first and only salary advance solution that's cost-free to both employers and employees.