Gavin is the world's first risk-sharing service. We offer the same coverage as with traditional insurance companies but with better service and for half the price. With traditional insurance companies and models you pay a monthly set upfront premium for things you actually don't want to happen. That makes insurance unnecessary expensive. This should be and can be done better. That's why we founded Gavin and strive to continuously reduce the costs and complexity of insurance to the absolute minimum, through innovation, making it easily available for everyone.