Citizens Access gives you direct access to saving in the smartest way possible. That means online savings and CDs with market-leading rates, and no fees for anything. It's that simple. And when our savings rates rise, we make sure our customers get that increase for accounts meeting our minimum balance requirements. We're also proud to be backed by Citizens Bank, N.A. with over $150 billion in assets and 190 years of serving our community. FDIC-insured deposits, 24/7 fraud protection and best-in-class security measures make it safe and easy to save more for your future.